Spruce Valley Payroll & Services is a full-service payroll provider serving the needs of both start-up and
existing small businesses. Our solutions are affordable and personalized to our client’s specific needs.
Bob Willbanks - Co-Owner

Professional Bio:
With over 30 years of experience in the payroll industry, Bob has established himself as a visionary leader and seasoned entrepreneur. As the CEO of Spruce Valley Payroll & Services, Bob brings a wealth of knowledge and expertise to the forefront of payroll services. His journey in the industry has been marked by a relentless pursuit of excellence, innovative solutions, and a commitment to integrity and service.
Bob's professional background spans a variety of roles in both small businesses and Fortune 500 companies. His extensive experience in HR Management Systems, IT, Real Estate, and Management Consulting has equipped him with a unique blend of skills that drive the success of Spruce Valley Payroll. Bob's entrepreneurial spirit and dedication to continuous improvement have been instrumental in creating efficient, repeatable business processes and fostering collaborative, win-win relationships.
Throughout his career, Bob has been guided by his faith and values, which are central to his leadership style. He is passionate about mentoring others and using his God-given gifts to make a positive impact in the business world. Under his leadership, Spruce Valley Payroll continues to uphold the principles of honesty, integrity, and service that have been the cornerstone of its success.
Bob is devoted to his faith and family. He enjoys spending quiet time with God, engaging with like-minded individuals, and pouring into the lives of his loved ones. Bob's favorite activities include working out, enjoying sleepovers with his grandkids, and traveling. He finds inspiration in Paul's letters to the churches, particularly the book of Ephesians, which he believes offers a profound roadmap for living out one's faith in the marketplace.
Mitchell Loewen (Mitch) - Co-Owner

Professional Bio:
Mitch Loewen is the dynamic Co-Owner of Spruce Valley Payroll Service. With a career spanning several decades, Mitch brings a wealth of experience and a proven track record of entrepreneurial success to his latest venture.
Mitch's professional journey began right out of high school when he started his first business, which he built over the next 16 years. In 1991, he founded Truck Service Center, guiding the company to a successful IPO in just eight years. This achievement marked a significant milestone, showcasing his ability to drive business growth and navigate the complexities of the financial markets.
After transitioning from the automotive industry, Mitch entered the property and casualty insurance sector in 1998. He served in various roles, including producer and sales and marketing manager, until 2015. His expertise in building client relationships and developing strategic marketing initiatives further solidified his reputation as a versatile and effective leader.
From 2015 to 2024, Mitch was the Director of Insurance for TBG, a self-insured work comp fund serving the construction trades. His leadership and innovative approach helped TBG navigate the intricate insurance and risk management landscape, ensuring robust and sustainable growth.
Mitch’s passion for helping others drove him to start Live Your Blueprint, a personal coaching business that aims to make effective coaching accessible to all. Through this venture, he has worked with numerous men, helping them overcome the "disease of mediocrity" and realize their full potential.
Mitch, who lives in Prior Lake, MN, enjoys a fulfilling personal life. He loves golfing, fishing, and spending quality time with his wife and grandkids. His philosophy, "Use your God-given gifts to impact the lives of others in all you do positively," is a testament to his commitment to making a difference professionally and personally.Spruce Valley Payroll & Services is a full-service payroll provider serving the needs of both start-up and
existing small businesses. Our solutions are affordable and personalized to our client’s specific needs.
Bernie Schwab
Bernie Schwab is the President and co-founder of Spruce Valley Payroll & Services. Before helping to found Spruce valley Payroll & Services, he had over 20 years of senior sales and marketing experience in the IT industry – finally specializing in information technology outsourced service. Throughout his career, Bernie was consistently recognized as a top performer and an individual committed to his clients personal and professional success.
